Monday

Note #112 // How do you want to live tomorrow?


I can't remember where I read this quote, but the words encapsulate my thoughts entirely. The long and short of it is, if you want to reach money goals, stop making yourself  a broke-ass three days after payday. It might seem insignificant, but the £45 spent on another grey jumper now, could be £45 you can spend on home furnishings in a year's time. Going on a £100 splurge in Topshop every month is you sticking two fingers up to amazing holidays you could be on in the future. Do you want to still be worrying about money, or do you want to be able to live and love life two, three, five years from now?

I'm rather proud of myself this month. I paid off what I needed to, instead of spending first and wishing more money into my account to pay for the boring stuff. My best achievement has definitely been not spending £215 in And Other Stories, which, given I was in there trying on clothes and boots for three out of five of this week's working days is miraculous. You might balk at that amount, but when you pick up two pairs of boots and skirt, you don't for one second think that three items will come to that amount. You're just busy falling in love and outfit building. Then you get to the till and reality hits and you're too embarrassed/ in "love" to be parted, so you part with the money instead, and then frantically try to make yourself feel better by tallying the cost per wear in your head as you leave the store. 

Yep, I've been there before, but not this month. I didn't buy a thing. 

I want a house. I want to debt-free and I want to get to a point where I can enjoy my money, so these are the sacrifices that have to be made. It doesn't matter if they are big ones or if just avoiding spending £10 on designer coffees a week. It is all habit forming and it all counts. 

What money moments are you proud of this week? 

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